Our Individual Client Services

Our services cover all areas of financial management, from investment and retirement planning, to insurance risk management and estate conservation. We specialize in helping our clients develop a comprehensive, cohesive financial plan that fits their unique needs and enables them to meet both short - and long-term objectives. Many people, believe that their financial well-being is linked solely to their ability to earn a high income. True financial independence, however, has much more to do with understanding and taking advantage of the finances you have. It's more about setting financial goals and learning to use financial strategies that will help you meet your objectives. The process involves the following steps:

(1) gathering information and analyzing your financial situation to develop a clear picture of your specific needs, and to identify your financial goals; (2) determining if you are on track to me those goals; (3) accessing how much risk you may need to take, and are comfortable with, to achieve your goals; (4) designing a financial plan that utilizes asset allocation strategies and takes into consideration your risk tolerance; and (5) monitoring your progress and periodically reviewing your plan, consulting with you to make appropriate adjustments, and assisting you in keeping your plan on track.